Latest Posts

Grants From The Department of Labor

February 13, 2019

The Department of Labor was primarily created to nurture, promote and develop the welfare of job seekers, wage earners, and retirees of the United States of America, as well as to improve the country’s working conditions, advance employment opportunities and ensure work-related rights and benefits.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Community Development

Down Payment Assistance Loan for New York Home Buyers

February 10, 2019

The Down Payment Assistance Loan Program aims to assist first time home buyers in the process of securing their down payment and closing costs through the acquisition of a second mortgage plan which can be used simultaneously with any available SONYMA first time home buyer program.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Community Development

Small Business Administration Loan Guarantees Program

February 9, 2019

The Small Business Administration has established the Loan Guarantees Program wherein they aim to be able to provide guaranteed loans to small business establishments which are not capable of acquiring financing from a private credit marketplace but greatly manifests the ability to repay funds in a timely manner.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Community Development

Smart Home Mortgage Tips To Help You

February 9, 2019

You need be knowledgeable about the lending process to get the best loan possible. Do you understand what a mortgage brings with it? This article can help give you information to help you obtain a good mortgage.

Pay off your debts before applying for a mortgage. With low consumer debt, you will be better able to qualify on a good mortgage loan. When you have a lot of debt, there is a good chance your application for a mortgage loan will be denied. Carrying high debt can result in a higher interest rate on your mortgage and cost you more money.

New rules under HARP could let you apply for a brand new mortgage, no matter if you owe more than your current home is worth or not. In the past, there were many people who tried to refinance without any luck. This program changed that. Find out if you can qualify for lower mortgage payments.

Before you attempt to get a mortgage, it is wise to have a budget in mind. This way you aren’t stuck agreeing to something that you cannot handle in the future. This means setting a limit for monthly payments, based on what you can afford and not just what type of house you want. If you are unable to pay for it, it can cause problems.

Create a financial plan and make sure that your potential mortgage is not more than 30% total of your income. Unexpected financial problems can result if the percentage of your income that goes to your monthly payment is too high. You will be able to budget better with manageable payments.

In the event that your application for a loan is turned down, don’t despair and give up. Instead, go to a different lender to apply for mortgages. Each lender is quite different on the criteria for loan approval. This means that applying to more than one lender is a good idea.

Mortgage Loan

If you want a good mortgage loan, choosing the right company is essential. You never want to regret either your mortgage loan or lender, winding up having to refinance quickly in the future. Having the right information will help you make the best decision.

Community Development

Small Business Development Centers – An Introduction

February 2, 2019

Small Business Development Centers are partnerships between universities and the Small Business Administration, to provide management and technical assistance to businesses on a very large scale.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Community Development

CDBG for Indian Tribes and Alaska Native Villages

February 2, 2019

The Community Development Block Grant for Indian Tribes and Alaska Native Villages is a program of United States Department of Housing and Urban Development (HUD),

HUD is a Cabinet department in the Executive branch of the US federal government, which work is focused in the development of strong, sustainable, inclusive communities, as well as quality affordable homes for the all the citizens of America.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.

Community Development

Grants From The Department of Agriculture

February 1, 2019

United States Department of Agriculture was established to provide leadership on food, natural resources, agriculture, and other associated issues that are all based on sound public policy, the best available technology, and efficient and effective management.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Community Development

Business Startup Toolkit

January 30, 2019

A toolkit developed for the Small Business Administration that let’s community-based organizations set up workshops for aspiring business owners.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Community Development

Small Business – Doing Business with HUD

January 29, 2019

This Outreach session will provide guidance on how to do business with HUD, best ways for marketing your business to HUD, and the type of services and products HUD buys.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

Community Development