Community Development

Small Business Administration Background

The Small Business Administration was established in 1953. Since that time the agency has dispensed millions of dollars in loans and loan guarantees, contracts, consulting assistance and other programs for small business across the United States.

This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.

Simple Organic Gardening Tips From The Pros

If you invest your time in doing organic gardening properly, the results are obvious. It lets other know that you are serious about getting the most out of your organic plants. This is a great thing. Just as with any hobby or skill, there is always room for improvement. There are tips below to help you with this.

If you are planning to grow plants within the house, the temperature should be maintained between 65 and 75 degrees within the daylight hours. They need this type of warm temperature in order to grow. Heat lamps can be used to promote growth without the necessity of raising your home’s interior temperature.

It is easy to quickly prepare your perennial garden ground. Using a garden spade, dig underneath the turf and flip it. Then, create a layer of wood chips at least three inches deep over the area you just flipped. Let the area have about two weeks, then dig it and plan the new perennials.

After sprouting occurs, you will not need to keep seeds as warm. Locate your plants further from your heat source as they mature. Additionally, remove any plastic films that were on your containers. This will keep out warmth and humidity. Watch your seeds closely to know how to go about this.

When you are working in your garden, you will want to have all of your tools in a convenient location. Do not waste your time looking for tools. Before you start work in the garden, make sure you have the necessary tools, and always remember to put them away when you are finished. Get a tool belt if you need to, or a pair of pants with a lot of pockets.

Organic Gardening

You have the tools, the products, and the skill set to apply those tips to your organic garden. This is a positive thing. As with most things, organic gardening requires that you never stop learning to improve your craft. Take the tips from above to boost your knowledge arsenal about organic gardening. You may have even found something new to employ in your own organic garden.

SBA Resources for Women-Owned Businesses

The Small Business Administration has a variety of offerings to assist woman entrepreneurs start and grow and their business endeavors. This latest video provides an in introduction to how the SBA can help you.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.

How To Make The Best Organic Garden

You can take organic gardening as a hobby, or as a science. The following tips will assist you in becoming an accomplished organic gardener.

If you choose to use organic methods to care for your houseplants, you should bear in mind that certain plants require more sunlight than others. If your home does not let in sufficient light, then consider getting plants that thrive in low-light situations. You can also get special lamps if you want a different kind of plants.

Be efficient when working in your garden. You do not have the time to spend an hour looking for each tool you need. Prepare all the tools you need before you go out to work on your garden, and put them away nicely when you are done. Wear pants with several pockets or use a tool belt.

Store a few plastic bags near your garden to slip on over your dirty gardening shoes. Having these available lets you keep your flow in movement, and helps you return to your gardening fast so you can finish up your day.

Pine can make for a great type of mulch. Certain plants are acidic, and thrive in acidic soil. If you have some of these plants, then pine needles are an easy way to add acid to their bed. Cover your beds with the needles, as they will decompose and disperse their acid throughout the soil.

Coffee Grounds

Coffee grounds are good for your soil. The grounds contain essential nitrogen, which will benefit your plants in many ways. Nitrogen is a nutrient that will help your plants grow taller and bloom faster, so use those coffee grounds, extra compost, or diluted urea to make this happen.

Clearly, organic gardening is a more voluminous subject than is commonly known. Organic gardening demands hard work and perseverance in the face of adversity, but your sacrifices will be rewarded when you can look out of your bedroom window and see a stunning organic garden in your own backyard, that you created with your own bare hands. By using the tips and techniques found here, you can have a healthy, productive garden in no time.

Green Energy Tips That Can Work For Anyone!

It’s vital that we better care for the environment that’s critical to our daily lives. Using green energy will help you save money and do your part to protect the environment. The tips below will give you some great ideas on how you can make green energy work for your home.

When drawing up the landscaping plans for a garden path or patio, incorporate solar-powered lamps. These lamps aren’t costly and do not need additional power sources other than direct sun exposure. This saves you a lot of energy. It also means you do not to have string up those outdoor lights.

Wear natural fabrics in the summertime instead of cranking up the air conditioner. Natural materials like cotton repel moisture from your skin and allow it to stay cool. Also, choose lighter colors. Darker colors absorb heat, which makes you feel warmer, meaning you’ll set your thermostat lower.

Take time to make sure to properly maintain the fridge. Refrigerators take lots of energy to run, so it’s crucial to make sure it is running effectively. Regularly make sure the heating coils are dust-free. In addition to that, make the seal near the door clean and tight.

If you are someone who is seeking out ways to live green so you can help save the planet’s energy, there’s a lot you can do. You do not have to spend money to help, but you can clean your furnace filters once each month and set your heat to 60 degrees if you are not home. Setting the temperature on your water heater to 120 degrees will help reduce energy costs, too. Just little changes can help.

If you are serious about becoming more green, you should keep track of your energy usage from month-to-month and then year-to-year. Increasing your consciousness of your energy consumption can help you cut back. If you are specifically focusing on reducing your electricity and water consumption, then you are going to be more conscious of lights left on, or dripping taps.

If caring for your environment and wallet matter to you, then the application of the ideas presented here will surely satisfy you. The cost savings can be well worth your effort.

Thoughtful Ideas That Will Improve Your Home

Do you need home improvement inspiration? Are you searching for home repair information? In this article, you can briefly learn how to improve your home or how to tackle new projects.

If you are thinking of purchasing a home, hire a professional inspector to check it out. This can help you get a much more accurate sense of what type of fixing up may be needed. A professional can give you unique insights and suggestions and can provide amicable solutions.

It isn’t necessary to hire a professional designer to achieve a professional look. You can get a lot of information and inspiration from books, magazines and websites. You may find the perfect inspiration for your entire home improvement project in a single magazine layout. You can also find information about cheaper do-it-yourself projects in these resources.

The first step to a kitchen or bathroom renovation is turning off the water! Find the shutoff valve before you do any work near pipes or other water supplies. These suggestions can help you prevent the flooding of your home.

Draft Excluders

Purchase draft excluders or sealant strips to stop air from getting out. Draft excluders can be placed under a door and prevent warm air from exiting and cool air from entering your home. There is sealant stripping that can fit around a door frame, which will accomplish the same thing. You can find them at your local hardware store.

Before deciding on renovations for your home, go to several open houses in new subdivisions. You will get a feel for the latest color palettes and you can see how your home might look if you used some of the newest ideas. You’ll find many homes have the touch of an interior designer, ideas you can take for free.

Implement a safety strategy by discussing escape routes with your family. People generally panic when things go awry. When you’ve mapped out how you’ll exit your home in the face of a fire or another emergency, you’ll be sure that your family can get out safely. Planning this in advance allows you to model the home in such a way that you won’t meet obstructions in the escape.

You may have an idea of what you would like to change, but have not been sure about how to make the change. Here, we have presented some good ideas for your consideration. Take your time and think them through. A bad repair job could result in you losing your home temporarily, or even permanently. Use the tips you’ve just read and you are sure to have a great home improvement experience.

What You Need To Know About Grants.Gov

Grants.gov features over 1,000 grant programs from 26 different federal grant-making agencies in the United States. Most of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Landscaping Tips That Can Save You Frustration!

Great landscaping can instantly improve the value and appeal of your home. Whether you plan on hiring a professional landscaper or want to do the job yourself, the information in this article will get you off to a great start.

Try using native plants when you are landscaping. It works best in any garden or plant bed to choose trees, flowers and other greenery that are native to your area. Local plants will do better in their native soil. They will require less water and be more likely to avoid disease and sickness no matter the weather conditions.

Using native plants for your landscaping plan will make it easier to maintain your yard. Local plants are simpler to take care of since they are used to the soil. This means that taking care of them would not require a lot of maintenance. You could find information on plants that are local to the place you live by going to a local gardening store.

Invest in a watering system which is a drip style for your yard. You can easily install a drip irrigation system; this type of system gives plants continuous access to water. You also save money on water as it’s all being used by the plants, none will run off or be evaporated by the sun.

When selecting plants for your landscaping, ensure that the needs of each plant are properly addressed. Obviously, you wouldn’t choose plants that prefer shade if you are landscaping a sunny area. Don’t plant trees if there is not enough room for growth. Take the time to put your plants in areas where they can thrive.

When planning your landscaping, experiment by planting a variety of plants. By doing this, your protect your lawn from diseases or insect infestation. A single threat of this kind can devastate your yard if you rely on one plant species that is vulnerable to it. To insure the health of your plants, incorporate diversity in your landscaping.

Many times a professional landscape architect or designer are not needed for your landscaping renovation. The result will be a large bill you will need to pay. You may want to consult with a landscaper, though, to get some guidance on how to best approach your project.

Any form of landscaping, whether it’s simply adding a few shrubs and flowers, or giving your garden a complete makeover, will greatly improve the look of your home. If done correctly, everyone in your neighborhood will be talking about your creation. The information you have read in this article will get you off to a fantastic start.

Small Business – Doing Business with HUD

This Outreach session will provide guidance on how to do business with HUD, best ways for marketing your business to HUD, and the type of services and products HUD buys.

This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.

Make The Most Out Of Your Real Estate Purchase When You Follow These Tips

The different rules and regulations, the financing, the search, the home buying process can drive you up a wall. Learning the different tips and tricks for a successful experience in home buying is essential.

If you have children or plan on having them, you should look for a home with enough room for a family. Don’t neglect safety issues as well, especially if there is a swimming pool or stairs in the home you’re considering buying. You should have a safer house if the previous tenants had children.

If you are thinking about moving, you may want to research the neighborhoods of properties you are interested in online. There are several sites online that give statistics for even the smallest city. You can find out about the population, local schools and salary ranges compared to other locations.

Just because the seller chose not to accept your offer, it does not mean that you cannot find a way to compromise. So, do not lose hope yet. Explore options such as incorporating closing costs into the deal or asking for improvements to the home, prior to purchase.

Financial Incentives

Try asking the seller to aid you in closing costs or giving financial incentives. One common practice is to request that the seller “buy down” interest rates for one or two years. Adding financial incentives to your offer will make the seller more likely to stick to the selling price.

If you are considering the purchase of a house, check the neighborhood out through the online sex offender registry to ensure there are none located nearby. Do your own research on finding sex offender data around the area of your new home. Don’t expect a real estate agent to volunteer that information, especially if the area might not end up being the safest to live in. Make sure you do your part of the research!

Try to buy houses that have fireplaces only in the family room. Cleaning fireplaces can really be a pain, and most people never use them.

Take note that most foreclosed homes need repairs, so if you come across one keep that in mind. A lot of foreclosed homes have not had anyone living there for a long time, there will be maintenance to do. It is common for foreclosed homes to have pests, or require a new HVAC system.

Buying Process

This advice will be a perfect way to get started in the home buying process. Use what you’ve learned in your search to avoid the missteps others have taken before you. This will make your home buying process less stressful. Enjoy and happy hunting!